About us

Who We Are

At Logix, we are a team of highly experienced professionals with over 25 years in the mortgage broking and financial services industry. We are dedicated to our craft and continually strive to develop and learn to better serve our clients.

We take pride in the work we do and love working closely with our clients to obtain superior outcomes. We understand that every client is unique, with their own set of financial goals and objectives, and we work tirelessly to deliver tailored solutions that meet their specific needs.

Our team is committed to the mortgage broking industry, and we are passionate about staying up to date with the latest trends and innovations in the field. We believe that ongoing education and professional development are essential to delivering the best possible outcomes for our clients.

Whether you are a first-time homebuyer, an experienced property investor, or a business owner seeking financial solutions, we have the expertise and experience to help you achieve your goals. At Logix, we are committed to delivering exceptional service and results for our clients

We Understand Your Goals

We craft the best approach

We make it happen

Meet our team

Murray has over 18 years’ broking and banking experience in the Australian financial services industry, and is one of the Founding Principals. His expertise is in advising and developing tailored and strategic financial debt solutions for clients, and also mentors and coaches both staff and financial partners to determine the most appropriate lending outcomes for their clients.

Murray is tertiary qualified in Financial Management, Advanced Business Management & Marketing Management. Amongst other qualifications he is also qualified in Mortgage Lending and holds a Diploma in Mortgage Broking and a Certificate IV in Mortgage Broking


0425 747 343

Murray Katz


Gareth is an experienced banker with over 16 years experience of dealing with private clients, in three different geographies, whilst working at one of the world’s leading specialist banks. More recently Gareth was Head of Adviser Services team at Investec Bank Australia and BOQ Specialist.

Working with advisors and their clients in helping them achieve their financial goals is Gareth’s passion.


0439 541 267

Gareth Bird


Paul is a veteran banker who has over 20 years’ experience in Banking and Mortgage Broking. Paul was the co-founder of Kingsbridge & Eagle a successful and respected Mortgage Broking group.

He was a co-founder of Eagle Consulting & Finance. More recently he was the National Head of Distribution for High Net Worth, High Income and Accounting with Investec Bank Australia.


+61 488 220 570

Paul Heilig


Justin brings unparalleled levels of energy and willingness to get the best result for his clients.

He works tirelessly until an appropriate solution is found.

In doing so, Justin prides himself on developing and maintaining long-term trusting client relationships and going the extra mile to ensure clients achieve their financial goals and objectives.

Armed with passion and energy, Justin has over two decades of international and domestic experience in the financial services sector having worked inside some of the world’s most prominent banking institutions as well as consulting to clients on a broad range of financial products and services.

Prior to emigrating, Justin held numerous senior finance positions in South Africa that including leadership roles at Nedbank Private Wealth, RMB Private Bank, as well as various other FirstRand Banking Group appointments.

Locally in Australia Justin worked as a Private Banker within Westpac Private Bank before embarking on his broking journey.

Justin currently holds multiple degrees and qualifications, including a Bachelor of Commerce, an MBA, as well as Certificate IV in Mortgage Broking


+61 413 163 486

Justin Davis

Associate Director

Brij is a Lending Analyst at Logix Financial Services. His role is to accurately analyse client’s file and facilitate successful loan application in alignment with lenders policy.

Holding a Bachelor of Information Technology and working in an IT industry for over 3 years, Brij has a mixed background of IT and Finance. He has been following his passion and interest in finance and mortgage industry from 2020 and has knowledge and understanding of policies and procedure to facilitate bank requirements and think from the perspective of clients for the best possible outcome.


Brij Parekh

Lending Analyst

We Understand Your Goals

We craft the best approach

We make it happen

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  • 1. Can You Help Me Refinance My Loan?

    We are committed to helping our clients achieve their financial goals, and refinancing is one of the ways we do that. We understand that refinancing can be a complex and time-consuming process, but we are here to help. Here's how we can help you refinance your current loans:

    1. Analysis to determine cost savings and benefits: Our first step is to conduct a detailed analysis of your current loan and financial situation to determine if refinancing is the best option for you. We look at factors such as interest rates, fees, and loan terms to determine if there is a genuine cost saving and other benefits to be had.
    2. Optimising the loan structure: Once we've established that refinancing is the best option for you, we work to optimize the structure of your new loan. This can involve restructuring the loan terms, consolidating debt, or adjusting the loan repayment schedule to better align with your financial goals.
    3. Preparing the loan application: We assist with the preparation of your loan application, ensuring that all necessary documentation is provided to the lender to facilitate the approval process.
    4. Negotiating with credit providers: We have strong relationships with a wide range of lenders, which enables us to negotiate favourable loan terms and interest rates on your behalf. Our aim is to secure the best possible deal for you.
    5. Managing the entire process through to settlement: We manage the entire refinancing process on your behalf, from the initial analysis through to loan settlement. We work with all parties involved in the process, including lenders, solicitors, and other professionals, to ensure a smooth and hassle-free refinancing experience for our clients.


    If you are considering refinancing your current loans, we would be delighted to help.

  • 2. Can you help me if I am a first-time home buyer?

    Buying your first home can be an overwhelming experience, but at Logix, we are committed to making the process as simple and stress-free as possible. Here's how we can assist first-time home buyers:

    1. Education: We understand that the home buying process can be complex, especially for first-time buyers. That's why we take the time to educate our clients on how it all works. We explain the various factors that are taken into consideration by banks and lenders, such as income, credit history, savings, and the property itself. We also provide guidance on how to prepare for the application process, including what documentation is required and what to expect during the assessment process.
    2. Support and Guidance: We hold our clients' hands through the entire home buying process, providing support and guidance every step of the way. We work with our clients to understand their financial goals and objectives and help them identify suitable loan products that meet their needs.
    3. Simplifying the Process: We understand that the home buying process can be stressful, so we strive to make it as simple and easy as possible for our clients. We take care of all the paperwork and liaise with all the relevant parties on our clients' behalf, including real estate agents, solicitors, and lenders. We are always available to answer any questions or concerns our clients may have, and we keep them informed throughout the entire process.


    At our mortgage broking company, we are committed to providing our clients with exceptional service and outcomes. If you are a first-time homebuyer, we would be delighted to help you achieve your homeownership dreams.

  • 3. Can Logix help with Commercial Property finance?

    We have many years of experience assisting clients with commercial property acquisitions and finance. We understand that financing commercial properties can be complex and that the lending covenants can be onerous. However, we have the knowledge and expertise to help our clients navigate this space and secure the finance they need.

    We work with several banks and non-bank lenders who offer commercial property finance, giving our clients access to a wide range of options. We take the time to understand our clients' unique requirements and tailor solutions that meet their needs.

    Our team is skilled at negotiating covenants with sufficient headroom for borrowers, ensuring that our clients have the flexibility they need to operate their businesses successfully.

    If you are considering a commercial property acquisition or require finance for your existing commercial property, our team is ready to help.

  • 4. Can you help me if I want to borrow for a property purchase in my SMSF?

    At Logix, we specialize in assisting clients who want to borrow to purchase property in a self-managed super fund (SMSF). We understand that this area can be complex and challenging, but we have the expertise to simplify the process for our clients.

    There are several advantages to buying and gearing property in an SMSF, including:

    1. Tax Benefits: One of the main advantages of purchasing property in an SMSF is the tax benefits. If the property is held for longer than 12 months, it may be eligible for the capital gains tax discount, and rental income received by the SMSF is generally taxed at a lower rate than personal income tax.
    2. Diversification: By investing in property through an SMSF, investors can diversify their portfolio and reduce their overall investment risk.
    3. Leverage: By borrowing to purchase property in an SMSF, investors can increase their purchasing power and potentially achieve higher returns on their investment.
    4. Retirement Income: Owning property in an SMSF can provide a reliable source of income in retirement, either through rental income or by selling the property and using the proceeds to fund retirement.
  • 5. Can you help me with a Reverse Mortgage?

    A reverse mortgage is a type of loan that allows older Australians to borrow against the equity in their home. It is called a reverse mortgage because, unlike a traditional mortgage, the borrower does not make repayments on the loan while they continue to live in the home. Instead, the interest on the loan is added to the balance of the loan over time, which is paid back when the property is sold, or the borrower passes away.

    For older Australians, a reverse mortgage can be a beneficial way to access the equity in their home without having to sell the property. It can provide a source of income in retirement, help cover medical expenses or home improvements, or simply allow the borrower to enjoy their retirement years without worrying about money.

    We have specialists within our business who focus on reverse mortgages. We can help clients understand the pros and cons of a reverse mortgage and whether it is the right option for their specific needs and circumstances. We can also assist with the application process, liaise with lenders, and manage the entire process from start to finish.

A guide to Reverse Mortgages

A reverse mortgage is a type of loan that allows homeowners over the age of 60 to borrow against the equity in their home. Unlike a traditional mortgage, where the borrower makes regular repayments to the lender, with a reverse mortgage, the lender pays the borrower in a lump sum, regular income stream, line of credit, or a combination of these options.

Gearing investment property, factors to consider

Negative gearing is a tax strategy used by investors to offset the costs of owning an investment property. Under this strategy, the investor borrows money to purchase the property, and the interest on the loan, along with other expenses related to the property (such as repairs and maintenance), can be claimed as tax deductions.

It all starts with a personalised chat.

At Logix, we work with clients looking for the best deals for any type of debt. If that sounds like you, we’d love to chat and see if we can help. We’d love to hear from you.

© Logix Financial Pty Ltd ABN 67 627 814 073. Australian Credit Licence # 468113. This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply. Site crafted by Orange Bicycle.
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