Book your free no-obligation chat.

We understand that navigating the complex world of mortgages can be overwhelming, which is why we offer a free, no obligation chat to all prospective clients. During this conversation, we’ll take the time to get to know you and your unique financial circumstances and provide expert advice on the most suitable mortgage options for your specific needs.

Better Advice: Booking a free, no obligation chat allows you to access expert advice from experienced professionals who understand the complexities of the mortgage market.
Better Choice: Our team can compare different options from various lenders and provide advice on which mortgage product would best meet your requirements.
Better stress-free Process: The mortgage application process can be stressful and time-consuming. By booking a free, no obligation chat with us, you can take the first step towards securing your dream home with the assistance of our professional team.

We’ll send you an email confirming the date and time and introducing ourselves.

Drop by for a visit

Sydney
Level 3, Suite 304, 2 Grosvenor Street Bondi Junction NSW 2022

Melbourne
15 Bealiba Road, Caufield South VIC 3162

Who We Are

At Logix, we are a team of highly experienced professionals with over 25 years in the mortgage broking and financial services industry. We are dedicated to our craft and continually strive to develop and learn to better serve our clients.

We take pride in the work we do and love working closely with our clients to obtain superior outcomes. We understand that every client is unique, with their own set of financial goals and objectives, and we work tirelessly to deliver tailored solutions that meet their specific needs.

Our team is committed to the mortgage broking industry, and we are passionate about staying up to date with the latest trends and innovations in the field. We believe that ongoing education and professional development are essential to delivering the best possible outcomes for our clients.

Whether you are a first-time homebuyer, an experienced property investor, or a business owner seeking financial solutions, we have the expertise and experience to help you achieve your goals. At Logix, we are committed to delivering exceptional service and results for our clients

Better Listening

Better Loan Structuring

Better Process

We used Paul to assist us with our mortgage for the purchase of our first home. We initially reached out to Paul in 2021 however our financial circumstance changed and our plans to purchase were pushed back by two years. Paul was incredibly patient in this time and continued to assist us with ongoing analysis until we were ready to purchase. Once ready, Paul was extremely fast to update our analysis and provide us with our options. He made each option clear and easy for us to understand so that we felt confident that we were making an informed decision, and the best decision for us. His communication was second to none and he updated us as soon as he had additional information. Through to settlement and after, Paul was accessible, friendly and empathetic to our needs. We would highly recommend Paul and wouldn’t use anyone else! Thank you Paul!

Ben Cohen & Abi Goldman

Justin was always willing and eager to help. More like a friend than a mortgage broker. Helped explain as much as he could to us first timers to the Aus market place. Thanks for all your help Justin

Irene Borges

Getting loan approval in the current climate is near impossible. Murray provided top level service by being clear on exactly what is required, driving through any hurdles, constant brokering with difficult lenders, providing back up alternatives. I’m delighted to have secured an investment opportunity and family asset in Noosa. I look forward to working with Murray for the next opportunity. Even helped with all the small things dealing with admin on my behalf. I can’t thank Murray enough.

Marie

Now this company is deserved of 5 . Justin was unbelievable and guided us as 1st time home buyers through what seemed like a maze of possibilities and improbabilities. He kept us completely up to date with the process and ensured our best interests at all times.

Gary Watson

From the minute I contacted Murray, I knew we were in good hands. He came fully prepared for our meeting. We were able to work out our financial needs were and the best way to approach it with regards to our mortgage. Within days, he had different options for us to look at. Once we had made the selection, the process was a breeze and in weeks our new facility was set up and ready to go. I would highly recommend working with Murray – he is knowledgeable, efficient and a pleasure to work with.

Leora

Justin went above and beyond to get us the best deal for our mortgage. Nothing was too much trouble and the whole process was so easy.
If you’re looking for the best, most thorough broker then Justin is your guy.

Brett Goldin

Great advice. Great service! Murray kept in touch throughout the whole process & always picked up the phone when I had a question.

Tony

Justin helped us to secure a homeloan even after one of the big banks rejected us. He worked tirelessly to secure us the best possible deal, and got us over the line even during this Covid 19 crisis. Justin is extremely professional, punctual, friendly and I highly recommend his services. Thank you so much Justin!

Yoyo Lo

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1. Can You Help Me Refinance My Loan?
We are committed to helping our clients achieve their financial goals, and refinancing is one of the ways we do that. We understand that refinancing can be a complex and time-consuming process, but we are here to help. Here's how we can help you refinance your current loans:
1. Analysis to determine cost savings and benefits: Our first step is to conduct a detailed analysis of your current loan and financial situation to determine if refinancing is the best option for you. We look at factors such as interest rates, fees, and loan terms to determine if there is a genuine cost saving and other benefits to be had.
2. Optimising the loan structure: Once we've established that refinancing is the best option for you, we work to optimize the structure of your new loan. This can involve restructuring the loan terms, consolidating debt, or adjusting the loan repayment schedule to better align with your financial goals.
3. Preparing the loan application: We assist with the preparation of your loan application, ensuring that all necessary documentation is provided to the lender to facilitate the approval process.
4. Negotiating with credit providers: We have strong relationships with a wide range of lenders, which enables us to negotiate favourable loan terms and interest rates on your behalf. Our aim is to secure the best possible deal for you.
5. Managing the entire process through to settlement: We manage the entire refinancing process on your behalf, from the initial analysis through to loan settlement. We work with all parties involved in the process, including lenders, solicitors, and other professionals, to ensure a smooth and hassle-free refinancing experience for our clients.
If you are considering refinancing your current loans, we would be delighted to help.
2. Can you help me if I am a first-time home buyer?
Buying your first home can be an overwhelming experience, but at Logix, we are committed to making the process as simple and stress-free as possible. Here's how we can assist first-time home buyers:
1. Education: We understand that the home buying process can be complex, especially for first-time buyers. That's why we take the time to educate our clients on how it all works. We explain the various factors that are taken into consideration by banks and lenders, such as income, credit history, savings, and the property itself. We also provide guidance on how to prepare for the application process, including what documentation is required and what to expect during the assessment process.
2. Support and Guidance: We hold our clients' hands through the entire home buying process, providing support and guidance every step of the way. We work with our clients to understand their financial goals and objectives and help them identify suitable loan products that meet their needs.
3. Simplifying the Process: We understand that the home buying process can be stressful, so we strive to make it as simple and easy as possible for our clients. We take care of all the paperwork and liaise with all the relevant parties on our clients' behalf, including real estate agents, solicitors, and lenders. We are always available to answer any questions or concerns our clients may have, and we keep them informed throughout the entire process.
At our mortgage broking company, we are committed to providing our clients with exceptional service and outcomes. If you are a first-time homebuyer, we would be delighted to help you achieve your homeownership dreams.
3. Can Logix help with Commercial Property finance?

We have many years of experience assisting clients with commercial property acquisitions and finance. We understand that financing commercial properties can be complex and that the lending covenants can be onerous. However, we have the knowledge and expertise to help our clients navigate this space and secure the finance they need.

We work with several banks and non-bank lenders who offer commercial property finance, giving our clients access to a wide range of options. We take the time to understand our clients' unique requirements and tailor solutions that meet their needs.

Our team is skilled at negotiating covenants with sufficient headroom for borrowers, ensuring that our clients have the flexibility they need to operate their businesses successfully.

If you are considering a commercial property acquisition or require finance for your existing commercial property, our team is ready to help.
4. Can you help me if I want to borrow for a property purchase in my SMSF?
At Logix, we specialize in assisting clients who want to borrow to purchase property in a self-managed super fund (SMSF). We understand that this area can be complex and challenging, but we have the expertise to simplify the process for our clients.

There are several advantages to buying and gearing property in an SMSF, including:
1. Tax Benefits: One of the main advantages of purchasing property in an SMSF is the tax benefits. If the property is held for longer than 12 months, it may be eligible for the capital gains tax discount, and rental income received by the SMSF is generally taxed at a lower rate than personal income tax.
2. Diversification: By investing in property through an SMSF, investors can diversify their portfolio and reduce their overall investment risk.
3. Leverage: By borrowing to purchase property in an SMSF, investors can increase their purchasing power and potentially achieve higher returns on their investment.
4. Retirement Income: Owning property in an SMSF can provide a reliable source of income in retirement, either through rental income or by selling the property and using the proceeds to fund retirement.
5. Can you help me with a Reverse Mortgage?

A reverse mortgage is a type of loan that allows older Australians to borrow against the equity in their home. It is called a reverse mortgage because, unlike a traditional mortgage, the borrower does not make repayments on the loan while they continue to live in the home. Instead, the interest on the loan is added to the balance of the loan over time, which is paid back when the property is sold, or the borrower passes away.

For older Australians, a reverse mortgage can be a beneficial way to access the equity in their home without having to sell the property. It can provide a source of income in retirement, help cover medical expenses or home improvements, or simply allow the borrower to enjoy their retirement years without worrying about money.

We have specialists within our business who focus on reverse mortgages. We can help clients understand the pros and cons of a reverse mortgage and whether it is the right option for their specific needs and circumstances. We can also assist with the application process, liaise with lenders, and manage the entire process from start to finish.

A guide to Reverse Mortgages

A reverse mortgage is a type of loan that allows homeowners over the age of 60 to borrow against the equity in their home. Unlike a traditional mortgage, where the borrower makes regular repayments to the lender, with a reverse mortgage, the lender pays the borrower in a lump sum, regular income stream, line of credit, or a combination of these options.

Gearing investment property, factors to consider

Negative gearing is a tax strategy used by investors to offset the costs of owning an investment property. Under this strategy, the investor borrows money to purchase the property, and the interest on the loan, along with other expenses related to the property (such as repairs and maintenance), can be claimed as tax deductions.

It all starts with a personalised chat.

At Logix, we work with clients looking for the best deals for any type of debt. If that sounds like you, we’d love to chat and see if we can help. We’d love to hear from you.

Let’s talk

Or call 1300 50 88 90