We are committed to helping our clients achieve their financial goals, and refinancing is one of the ways we do that. We understand that refinancing can be a complex and time-consuming process, but we are here to help. Here's how we can help you refinance your current loans:

1. Analysis to determine cost savings and benefits: Our first step is to conduct a detailed analysis of your current loan and financial situation to determine if refinancing is the best option for you. We look at factors such as interest rates, fees, and loan terms to determine if there is a genuine cost saving and other benefits to be had.
2. Optimising the loan structure: Once we've established that refinancing is the best option for you, we work to optimize the structure of your new loan. This can involve restructuring the loan terms, consolidating debt, or adjusting the loan repayment schedule to better align with your financial goals.
3. Preparing the loan application: We assist with the preparation of your loan application, ensuring that all necessary documentation is provided to the lender to facilitate the approval process.
4. Negotiating with credit providers: We have strong relationships with a wide range of lenders, which enables us to negotiate favourable loan terms and interest rates on your behalf. Our aim is to secure the best possible deal for you.
5. Managing the entire process through to settlement: We manage the entire refinancing process on your behalf, from the initial analysis through to loan settlement. We work with all parties involved in the process, including lenders, solicitors, and other professionals, to ensure a smooth and hassle-free refinancing experience for our clients.

If you are considering refinancing your current loans, we would be delighted to help.

Buying your first home can be an overwhelming experience, but at Logix, we are committed to making the process as simple and stress-free as possible. Here's how we can assist first-time home buyers:

1. Education: We understand that the home buying process can be complex, especially for first-time buyers. That's why we take the time to educate our clients on how it all works. We explain the various factors that are taken into consideration by banks and lenders, such as income, credit history, savings, and the property itself. We also provide guidance on how to prepare for the application process, including what documentation is required and what to expect during the assessment process.
2. Support and Guidance: We hold our clients' hands through the entire home buying process, providing support and guidance every step of the way. We work with our clients to understand their financial goals and objectives and help them identify suitable loan products that meet their needs.
3. Simplifying the Process: We understand that the home buying process can be stressful, so we strive to make it as simple and easy as possible for our clients. We take care of all the paperwork and liaise with all the relevant parties on our clients' behalf, including real estate agents, solicitors, and lenders. We are always available to answer any questions or concerns our clients may have, and we keep them informed throughout the entire process.

At our mortgage broking company, we are committed to providing our clients with exceptional service and outcomes. If you are a first-time homebuyer, we would be delighted to help you achieve your homeownership dreams.

We have many years of experience assisting clients with commercial property acquisitions and finance. We understand that financing commercial properties can be complex and that the lending covenants can be onerous. However, we have the knowledge and expertise to help our clients navigate this space and secure the finance they need.

We work with several banks and non-bank lenders who offer commercial property finance, giving our clients access to a wide range of options. We take the time to understand our clients' unique requirements and tailor solutions that meet their needs.

Our team is skilled at negotiating covenants with sufficient headroom for borrowers, ensuring that our clients have the flexibility they need to operate their businesses successfully.

If you are considering a commercial property acquisition or require finance for your existing commercial property, our team is ready to help.

At Logix, we specialize in assisting clients who want to borrow to purchase property in a self-managed super fund (SMSF). We understand that this area can be complex and challenging, but we have the expertise to simplify the process for our clients.

There are several advantages to buying and gearing property in an SMSF, including:

1. Tax Benefits: One of the main advantages of purchasing property in an SMSF is the tax benefits. If the property is held for longer than 12 months, it may be eligible for the capital gains tax discount, and rental income received by the SMSF is generally taxed at a lower rate than personal income tax.
2. Diversification: By investing in property through an SMSF, investors can diversify their portfolio and reduce their overall investment risk.
3. Leverage: By borrowing to purchase property in an SMSF, investors can increase their purchasing power and potentially achieve higher returns on their investment.
4. Retirement Income: Owning property in an SMSF can provide a reliable source of income in retirement, either through rental income or by selling the property and using the proceeds to fund retirement.

A reverse mortgage is a type of loan that allows older Australians to borrow against the equity in their home. It is called a reverse mortgage because, unlike a traditional mortgage, the borrower does not make repayments on the loan while they continue to live in the home. Instead, the interest on the loan is added to the balance of the loan over time, which is paid back when the property is sold, or the borrower passes away.

For older Australians, a reverse mortgage can be a beneficial way to access the equity in their home without having to sell the property. It can provide a source of income in retirement, help cover medical expenses or home improvements, or simply allow the borrower to enjoy their retirement years without worrying about money.

We have specialists within our business who focus on reverse mortgages. We can help clients understand the pros and cons of a reverse mortgage and whether it is the right option for their specific needs and circumstances. We can also assist with the application process, liaise with lenders, and manage the entire process from start to finish.